My Mum never had very much, she was always on the cusp of balancing her finances, despite working incredibly hard for all her life. What she did have however, she shared freely with her daughters, her family, and her friends.
When my Dad died, she realised just how expensive the cost of funerals were, and she was determined not to pass on the expense to her daughters. She opened up her Funeral Fund account, we renamed it her Holiday Fund, determined to ship her off somewhere nice as soon as enough cash was saved. She also took out a few funeral insurances too, just to be on the safe side!
However, her Alzheimer's developed very quickly, not being particularly clued up on all things financial, we didn't think to get Power of Attorney. This meant that although Mum did have a little left over from her pension each week, (most of it went on care fees), we couldn't access it. So for the years she spent in the home, between us we bought what she needed. Clothes, toiletries, oh and lots of chocolate.
When she died, the little bit of money she had was signed over to the three of us. It was a very sad moment, sat there on the bank, signing the papers. We told the bank clerk what a wonderful woman she had been. We also told him our plans...
Mum had always wanted to go to Florence, I think that's why I jumped at the chance of going a few years ago with my friend. Sadly she never went. So with her Holiday Fund we are off to Florence. Her three daughters and her grown up Grandaughter. We are off to Florence, to enjoy life, and to celebrate one wonderful life, Our Mum. We are going in September, when it would have been her birthday. We shall sit somewhere lovely, on her birthday, and we will open a bottle of champagne. We will remember her beautiful soul, and what a great person she was. I can't wait.
But that's only part of the story. There was still a little left over, we divided it equally between us. My sisters knew immediately how they wanted to use theirs, it took me a while. But in the Spring I knew, my garden. So raised beds were bought, and those bee hive compost bins too. All curtesy of my lovely, lovely Mum. I know she would be very happy with my choice. I'm on the lookout now for a sturdy black metal arch, I've seen one here Agriframes and a climbing yellow rose. Mum had one in her garden, then it will be perfect.
Here's a list of the companies I've used...
Raised Vegatable beds.....Sutton Seeds
Bee Hive Composter...SunnyField Poultry Housing.
And I've had lots of interest in our garden studio, so here's the details of that again.....Crusoe Garden Rooms.
I've been very happy with the quality and service of all these companies. (Post not sponsored!).
Hope you all have a lovely weekend...we've got end of primary school celebrations going on here...I'm an emotional mess!
Amanda :) xxx